When it comes to the latest trends in women's apparel, there's no better place to shop till you drop than Downtown Chucktown. And if you're searching for the finest threads in Laurel Bay, look no further than Copper Penny - the Lowcountry's go-to shop for anyone that has a passion for fashion.

We have been dressing women in Laurel Bay for over 34 years and offer upscale designer collections curated with a Southern eye. Here, women from around the United States discover sophisticated, effortless beauty for every season. Whether you're looking for a sassy new dress to impress that special someone or the perfect outfit for your next vacation, your options are endless at Copper Penny.

With easy-to-find locations close to Laurel Bay's hottest spots, our curated selection of the newest, most popular women's clothing lines reflects the effortless glamour of Laurel Bay. Whether you're a tidy professional or a fierce trend-setter, our goal is to help you find the perfect look for your own unique style. With designer brands like CK Bradley and Holst & Lee on hand year-round, finding your new look is easy and fun when you visit Copper Penny.

Our clothing lines give ladies a refreshing mix of one-of-a-kind authenticity with real wearability, allowing them to shine with confidence and style all year long. So, go ahead and spoil yourself - you deserve to look like a million bucks!

Areas Near Our Stores

Find the Perfect Dress to Impress

Diamonds are pretty and all, but honestly? Dresses are a girl's best friend. Dresses are fun, comfortable, and versatile. At Copper Penny, they're also fashionable and cute. We have a huge selection of women's dresses in Laurel Bay, NC, from stylistic sheath dresses to drop-waist styles that will make your girlfriends jealous.

We offer several styles and shapes from which you can pick. Not sure what style fits best?

It all starts at the waist:

 Boutique Clothing Laurel Bay, NC
 Boutique Dresses Laurel Bay, NC

A-Line Waist

These dresses are made to fit your waist and then gradually flare out towards the hem. A-line dresses are excellent for minimizing thighs, hips, and midsections while pulling the eyes to your bust. This style of dress is a great fit for almost any body type. There's a reason why so many brides settle on A-Line dresses for their big day! With plenty of varieties, this is a kind of dress that you can wear again and again.

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 Cloths Shop Laurel Bay, NC

Empire Waist

Like the A-Line style, empire dresses are made to fit through your bust. Rather than creating a distinctly angular shape like the A-Line, the Empire style flows from the bust down. This is another kind of dress that fits many body types. From curvy to apple body shapes, the Empire draws focus to your bust and minimizes everything else. For lovely ladies on the shorter side, this style defines your silhouette, especially if you choose a maxi length dress.

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 Cloths For Women Laurel Bay, NC

Drop Waist

A throwback to the roaring 20's style flapper dresses, Drop Waist dresses look best on lean, athletic bodies that don't have too many curves in the hip area. The key to pulling off a Drop Waist style dress is to ensure that it's not hugging you. This dress is best worn when it is able to hang freely on your body.

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Once you know the kind of waist that fits your body type, it's time to find your shape. A few of our most popular dress shapes include:

Fit & Flare Dresses in Laurel Bay

Any clothing store for women in Laurel Bay, NC, worth its salt, will have plenty of fit & flare dresses for you to try. This common-shaped dress is one of the most popular on the market, mainly because they look great on every woman, regardless of age or shape. A timeless choice, fit & flare dresses fit through the bodice and flare out just below your hip. This helps develop a balanced, slimming silhouette for most women. If you want to accentuate your best assets and hide everything else, ask our experienced fashionistas to show you some the most popular fit & flare dresses at Copper Penny.
Time to start doing your happy dance! Fit & flare dresses have very balanced proportions, making them a true winner for every body type. Women with athletic builds love this dress for the extra curves. Women with apple-shaped bodies love how fit & flare dresses define their waistlines. Because this dress already looks like an hourglass on the hanger, it will be a natural fit for ladies with such a figure.
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 Clothing Stores Laurel Bay, NC
 Fashion Stores Laurel Bay, NC

Shift Dresses in Laurel Bay

Shift dresses are typically rectangular in shape and tend to be comfy and forgiving since they aren't fitted. Also called a column dress, the shift dress is a great choice for polished professionals needing a conservative, fashionable outfit for work.
These dresses look fabulous on women with athletic, lean shapes and women with an apple-like figure. This kind of dress doesn't work well with a belt, so ladies with an hourglass figure may not be able to show off their curves in a shift. Try pairing this dress with a nice pair of heels for a beautiful new look!
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Wrap Dresses in Laurel Bay

Wrap dresses are one of the most popular styles on the market, because they give ladies of most shapes and sizes a flattering, fashionable dress option.
If you have an hourglass, apple, or generally curvy body shape, you're going to love wrap dresses. This style of dress offers a natural waist while placing emphasis on your bust. Wrap dresses give you a balanced silhouette and, with a knee-length fit, are great for any type of color or style, both day and nightwear.
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 Fashion Boutique Laurel Bay, NC

Timeless Tops for Every Style

Unless you're feeling extra sassy, chances are you're wearing a top at this very moment. Tops are garments that cover the top half of your body. At Copper Penny, we have an endless selection of tops in a wide range of styles - from basic tees to blouses and everything in between. If you're looking for the highest quality women's tops in Laurel Bay, NC, you just hit the jackpot!

With that said, finding the right top for the right occasion is easier said than done. However, at Copper Penny, we make finding the right top fun. Whether you're looking for a top that makes a statement or you need a classic button-down for a subdued style, we've got your back. We only carry the most popular tops from the best brands and designers around the world.

 Ladies Clothing Laurel Bay, NC

Here are just of our most popular tops:

 Online Boutique Laurel Bay, NC

Women's Poplin Tops in Laurel Bay

Sometimes called broadcloth tops, poplins have classic characteristics and are often woven with an over/under weave. This kind of weave gives more substance to your top while also giving you room to breathe. Poplin shirts are typically soft and smooth, and are great for everyday business attire, some formal occasions, and for certain ceremonies. Sweet and feminine, our Bruna poplin eyelet bib top features ruffles at the sleeves and an eyelet lace yoke at the front. Pair your poplin with your favorite pair of shorts or jeans for a contemporary, relaxed look.

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Boutique Laurel Bay, NC

Women's Wrap Tops in Laurel Bay

Great for wearing solo or layered over a camisole or tank top, wrap tops are lightweight, versatile, and great for many different occasions. Wrap tops go well with jeans, maxi dresses, and high-waisted jeans or trousers. Our V-Neck Wrap SLV Top by Jayden is uber-popular at Copper Penny and the perfect choice for dressing down or dressing up. The choice is yours!

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 Boutique Clothing Laurel Bay, NC

Women's Off the Shoulder Tops in Laurel Bay

For a dose of feminine fashion, be sure you add an off-the-shoulder top to your everyday wardrobe. A casual, sexy choice, off-the-shoulder tops have unique necklines that cut across your upper arms and chest, leaving your shoulders bare. The result is a flirty flash of skin, which elongates your neck and gives a relaxed, "daytime casual" look. Our Nola off-the-shoulder top pairs perfectly with shorts or even a flowy skirt and is hand-woven in Spain using Jacquard fabric.

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 Boutique Dresses Laurel Bay, NC

Women's Tank Tops in Laurel Bay

Who doesn't love a good tank top?! Tank tops are lightweight, versatile, and equally great for lounging in the yard or running errands on weekends. Tank tops lend an air of simplicity to your outfit and can be styled in endless ways. Take our Velvet Heart Victory Tank, for instance. This tank is a refreshing update on our classic sleeveless tank top, complete with fray details and a scoop neck. Throw in the fact that it's machine washable, and you have a wardrobe winner.

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Having trouble finding the best top for your size and style? As the most trusted women's clothing boutique in Laurel Bay, NC, Copper Penny has helped women discover new looks in the Lowcountry for more than two decades. We take pride in providing a personalized, boutique experience for our customers. If you have questions, give us a call or swing by one of our locations. We would be happy to give you our professional opinion.

Until then, here's a quick guide you can follow to help you find the right fit for your women's top in Laurel Bay:

How to Find the Right Fit for Your Women's Top

When choosing a women's top for your outfit, you have to consider how comfortable, confident, and beautiful you will feel. The best way to feel your best in an outfit is to make sure it fits correctly. To get started, you'll want to take your measurements. For most women's tops, the best areas to focus on are your hips, waist, and chest.

  • Hip Measurements: Measuring your hips is fairly easy. Take your measuring tape and use it to wrap around the widest area of your hips.
  • Waist Measurements: Take your measuring tape and place it at the very top of your hip bone. Wrap it all the way around your body. Try to keep your measuring tape in line with your belly button. For the most accurate measurements, stand up straight and breathe normally.
  • Chest Measurements: For an accurate chest measurement, take the end of your measuring tape and place it on the fullest area of your bust. From there, wrap the tape around your body, under your armpits, and around the blades of your shoulders. Then, wrap the tape tightly from the back of your body to the front, where you started.
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 Cloths Shop Laurel Bay, NC

Need help measuring? Swing by Copper Penny and ask one of our friendly sales associates to help you out! While you're there, don't forget to check out our huge selection of women's tops in Laurel Bay, NC.

Contact Us

Looking to take your style to the next level? You can also get in touch with a personal stylist directly from our website. With a personal stylist by your side, you can find stunning looks for specific occasions, using comfortable clothing in your favorite colors and cuts. Copper Penny is your one-stop-shop for fashionable, fun, fabulous designer clothing in Laurel Bay. But don't take our word for it – come see for yourself!

Latest News in Laurel Bay, NC

How to Grow and Care for Bay Laurel, the Small Tree That Produces Bay Leaves for Cooking

Consider growing this herb producer if you love to garden and cook.In This ArticleYou've probably made several recipes that call for bay leaves (especially if you cook soup regularly), but did you know that you can actually grow your own at home? A bay laurel (Laurus nobilis), the tree that produces these herbs, makes a wonderful addition to most indoor and outdoor garden setups. Here's what you need to know about growing and caring for a bay leaf plant, a culinary garden staple....

Consider growing this herb producer if you love to garden and cook.

In This Article

You've probably made several recipes that call for bay leaves (especially if you cook soup regularly), but did you know that you can actually grow your own at home? A bay laurel (Laurus nobilis), the tree that produces these herbs, makes a wonderful addition to most indoor and outdoor garden setups. Here's what you need to know about growing and caring for a bay leaf plant, a culinary garden staple.

Your Complete Guide to Creating and Maintaining a One-Stop Kitchen Garden to Fulfill Your Culinary Needs

How to Plant a Bay Leaf Plant

This is a popular kitchen garden herb, says Tom Monson, the owner of Monson Lawn and Landscaping, who is often asked how to grow bay leaf plants by his clients. "Many people are surprised to learn that growing bay leaves isn't as difficult as they might think," he says.

When planting them outside, select a sunny spot; avoid low-light areas or places where water normally pools after a rainstorm, adds Monson. "Bay leaves need a lot of sunlight and good drainage in order to thrive," he says. "You'll also want to give them plenty of room to spread out, as they tend to be quite large." If you're hoping to add one to your garden, you'll be better off starting with an established plant than trying to start one from seed, says Monson.

How to Care for a Bay Leaf Plant

If you want to keep your bay leaf plant close to the action, like in your kitchen or on a window ledge inside home, you'll need to do your best to replicate the sunny conditions it craves outside, says Stacie Krljanovic, head groundskeeper and adviser at Patio Productions. Plant your bay laurel in a well-draining potting mix and place it in an area where it will get plenty of light. "Provide humidity for your bay leaf by misting the leaves regularly or by placing the pot on a tray of wet pebbles," Krljanovic says.

Just note that this plant can be toxic to pets, so you'll want to make sure your four-legged friends can't get to it wherever you decide to grow it.

When your plant is outside, you'll want to ensure it's in a location that gets bright, indirect light, says Krljanovic; make sure it has ample space to grow, so it doesn't overcrowd nearby plants, adds Monson. The same light conditions need to be replicated indoors.

When growing a bay leaf plant indoors, use a well-draining potting mix. You can get away with choosing an all-purpose variety or one especially formulated for edible plants.

And if you're planting outside? Pay extra attention to how quickly your soil dries out between waterings, says Monson. After a thorough soaking post-planting, give the tree a drink before the top layer of soil dries out.

This hardy plant doesn't actually require regular pruning. You can get away with trimming it back as you see fit to control both its size and its shape, says Krljanovic, who advises against getting to snip-happy when you do start cutting. "Keep in mind that the leaves are the main source of flavor and aroma, so don't prune too much," she says. Pruning should only be done in the late winter or early spring before the new growth begins. "This will help keep the plant looking tidy, while also encouraging more leaf production," says Monson.

While you can harvest the leaves as needed, you should avoid cutting more than a third of the plant's leaves at a time.

You'll want to give your bay leaf plant a boost by hitting it with a balanced, water-soluble fertilizer every four to six weeks, says Krljanovic. This should be enough to ensure your plant's health without stressing or over-feeding it.

10 Indoor and Outdoor Herb Garden Ideas That Guarantee Fresh Basil, Parsley, and More All Year Round

How to Repot a Bay Leaf Plant

If your plant needs a change of scenery, you'll want to make sure you're slowly sizing up the pot (or garden plot) when you move it. According to Monson, carefully move the root ball into a hole that's slightly bigger than the existing root ball. "Place the plant in the hole and gently fill in the soil around it," he continues, adding that you'll need to give it one good soaking after you move it; water it normally moving forward.

Common Problems With Bay Leaf Plants

This plant experiences a few common issues, but fortunately, they're easy to identify and fix (if you catch them early, that is).

Because of their woody stems, bay leaf plants are more likely to fall victim to boring insects (including beetles) that lay their eggs within the wood, killing them in the process. Prune off any affected areas as soon as you spot them.

Bay leaf plants are also a favorite treat for armored and oleander scales. These bugs have been known to latch onto the tree and feed in large groups. Over time, they can cause the leaves to die off, slowly killing back the plant. Introducing natural predators to the plant (like lacewings) can help control them without chemicals.

Unfortunately, wood decay and canker diseases can also cause problems. They're both driven by fungal growth and can quickly destroy the tree from the inside out. Preventing overwatering and pruning off diseased branches as soon as you see them are two good ways to prevent these diseases from taking over.

Invasive species puts red bay trees in danger

I try to spendSept. 10 with Carol to celebrate her birthday. This year, at her request, we drove to the Cliffs of the Neuse State Park. Driving I-40, I noticed individual trees dying. A clue to their demise was a recent N.C. Forest Service bulletin that said laurel wilt arrived at Rose Hill.When we got to the park, we had a surprise reunion with an old friend, Ed Wilkerson, the superintendent. We talked of his record-book black bears while he guided us through a longleaf restoration project.One exhibit showed tre...

I try to spendSept. 10 with Carol to celebrate her birthday. This year, at her request, we drove to the Cliffs of the Neuse State Park. Driving I-40, I noticed individual trees dying. A clue to their demise was a recent N.C. Forest Service bulletin that said laurel wilt arrived at Rose Hill.

When we got to the park, we had a surprise reunion with an old friend, Ed Wilkerson, the superintendent. We talked of his record-book black bears while he guided us through a longleaf restoration project.

One exhibit showed tree-damaging insects, including Xyleborus glabratus, the red bay ambrosia beetle. Coming from Asia in wooden packing materials shipped to Savannah in 2002, it is the vector of laurel wilt, which will "drastically reduce" red bay, swamp bay and sassafras. It's an optimistic phrase that pauses just short of "extinction." While these trees may not be of great economic significance, they are important to wildlife and people. People once made sassafras into tea and root beer. Manufacturers still use it for scents and pharmaceuticals. Squirrels and birds eat its buds and drupes, and children marvel at its three different shaped leaves.

I smoked venison over red bay wood, imparting a flavor similar to the taste pronghorn antelope meat acquires from the sage it eats. Carol kept a jar of dried red bay leaves for spicing venison spaghetti. Since transporting firewood or tree parts within the beetle's range spreads laurel wilt, we no longer transport any part of a tree.

One red bay I have a fond association with is a fox squirrel den tree. It is huge and old, standing out in a sea of longleaf pines and small Carolina bays. When squirrel season opens, I hope to find the tree still alive and photograph it before it goes.

Laurel wilt is 90 to 100 percent fatal to red bays more than an inch in diameter. The 1/16-inch long beetle inoculates the tree with Raffaelea lauricola fungus. Insecticides and fungicides don't stop the disease because the beetles are too prolific. Affected trees die quickly from the fungus and beetle tunnels.

Across hundreds of thousands of acres on coastal game lands, including Holly Shelter, Croatan Angola Bay and Green Swamp, the only large broadleaf trees in significant numbers are red bays. When scouting for deer and bear signs, I look for high spots beneath their evergreen leaves where the animals seek cover from sun and rain.

The red bay ambrosia beetle is the twelfth similar species arriving in wooden packing material in the U.S. since 1990. It seems that switching to other materials would be a small price to save the world's forests.

We all but lost the American elm to Dutch elm disease, another fungus/beetle disease. In the Appalachians, evergreens are being destroyed on a massive scale by imported woolly adelgids. Gypsy moths and emerald ash borers are destroying the nation's hardwood trees. The worst of these outcomes may have occurred when an imported fungus destroyed the American chestnut, which comprised 25 percent of Appalachian forests and was once called "the perfect tree." Off our coast, we have lionfish eating every small native fish. In the Mississippi River, silver carp are displacing native fish.

Invasive species may be the biggest economic and ecologic issue facing this nation and the world. Once these genies are out of the bottle, no one can put them back inside. Why, then, is nobody discussing this problem during presidential debates?

-- For more outdoors news or to order one of Mike's books, go to mikemarshoutdoors.com.

Invasive species puts red bay trees in danger

I try to spendSept. 10 with Carol to celebrate her birthday. This year, at her request, we drove to the Cliffs of the Neuse State Park. Driving I-40, I noticed individual trees dying. A clue to their demise was a recent N.C. Forest Service bulletin that said laurel wilt arrived at Rose Hill.When we got to the park, we had a surprise reunion with an old friend, Ed Wilkerson, the superintendent. We talked of his record-book black bears while he guided us through a longleaf restoration project.One exhibit showed tre...

I try to spendSept. 10 with Carol to celebrate her birthday. This year, at her request, we drove to the Cliffs of the Neuse State Park. Driving I-40, I noticed individual trees dying. A clue to their demise was a recent N.C. Forest Service bulletin that said laurel wilt arrived at Rose Hill.

When we got to the park, we had a surprise reunion with an old friend, Ed Wilkerson, the superintendent. We talked of his record-book black bears while he guided us through a longleaf restoration project.

One exhibit showed tree-damaging insects, including Xyleborus glabratus, the red bay ambrosia beetle. Coming from Asia in wooden packing materials shipped to Savannah in 2002, it is the vector of laurel wilt, which will "drastically reduce" red bay, swamp bay and sassafras. It's an optimistic phrase that pauses just short of "extinction." While these trees may not be of great economic significance, they are important to wildlife and people. People once made sassafras into tea and root beer. Manufacturers still use it for scents and pharmaceuticals. Squirrels and birds eat its buds and drupes, and children marvel at its three different shaped leaves.

I smoked venison over red bay wood, imparting a flavor similar to the taste pronghorn antelope meat acquires from the sage it eats. Carol kept a jar of dried red bay leaves for spicing venison spaghetti. Since transporting firewood or tree parts within the beetle's range spreads laurel wilt, we no longer transport any part of a tree.

One red bay I have a fond association with is a fox squirrel den tree. It is huge and old, standing out in a sea of longleaf pines and small Carolina bays. When squirrel season opens, I hope to find the tree still alive and photograph it before it goes.

Laurel wilt is 90 to 100 percent fatal to red bays more than an inch in diameter. The 1/16-inch long beetle inoculates the tree with Raffaelea lauricola fungus. Insecticides and fungicides don't stop the disease because the beetles are too prolific. Affected trees die quickly from the fungus and beetle tunnels.

Across hundreds of thousands of acres on coastal game lands, including Holly Shelter, Croatan Angola Bay and Green Swamp, the only large broadleaf trees in significant numbers are red bays. When scouting for deer and bear signs, I look for high spots beneath their evergreen leaves where the animals seek cover from sun and rain.

The red bay ambrosia beetle is the twelfth similar species arriving in wooden packing material in the U.S. since 1990. It seems that switching to other materials would be a small price to save the world's forests.

We all but lost the American elm to Dutch elm disease, another fungus/beetle disease. In the Appalachians, evergreens are being destroyed on a massive scale by imported woolly adelgids. Gypsy moths and emerald ash borers are destroying the nation's hardwood trees. The worst of these outcomes may have occurred when an imported fungus destroyed the American chestnut, which comprised 25 percent of Appalachian forests and was once called "the perfect tree." Off our coast, we have lionfish eating every small native fish. In the Mississippi River, silver carp are displacing native fish.

Invasive species may be the biggest economic and ecologic issue facing this nation and the world. Once these genies are out of the bottle, no one can put them back inside. Why, then, is nobody discussing this problem during presidential debates?

-- For more outdoors news or to order one of Mike's books, go to mikemarshoutdoors.com.

Linking Tampa & the Plateau

Tampa Bay Trust establishes a powerful, deeply personal financial network between the Plateau and Florida and the rest of the country.Hood CraddockThe overriding focus of Hood Craddock’s profession is helping families. He’s a Cashiers neighbor, having lived for many years in Big Sheep Cliff as a seasonal resident, where his wife and children have enjoyed many springs, summers, and autumns in this beautiful area and now the kids are grown and on their own.When Craddock is not enjoying his home in Cashiers, h...

Tampa Bay Trust establishes a powerful, deeply personal financial network between the Plateau and Florida and the rest of the country.

Hood Craddock

The overriding focus of Hood Craddock’s profession is helping families. He’s a Cashiers neighbor, having lived for many years in Big Sheep Cliff as a seasonal resident, where his wife and children have enjoyed many springs, summers, and autumns in this beautiful area and now the kids are grown and on their own.

When Craddock is not enjoying his home in Cashiers, he is at the Tampa Bay Trust Company in Tampa, Florida, where he serves as Director of Family Office Services assisting individuals and business owners with complex financial situations, often involving multiple generations of family members. He’s a firm believer that doing business in person on the local level is most effective and leads to a successful long-term wealth management plan for his clients.

Why is this relevant to the Cashiers-Highlands area? The Tampa Bay and Southwest Florida markets have a closely-tied relationship with the Plateau.

“Thousands of residents in and around our corporate footprint have seasonal homes they enjoy in North Carolina, specifically in the Highlands-Cashiers region,” said Craddock, “so it made sense to establish an office here to accommodate them.”

Early last year, The Trust Company opened their new office in Cashiers and just recently relocated to a larger space.

“My colleagues and I enjoy the home feel of the new space, since it aligns with our culture and preference of building personal relationships with our visitors, unlike the ‘big box’ banking experience that has become so prevalent with some national firms,” said Craddock.

The local office serves as a space to talk with visitors and better understand their financial and estate planning needs. However, The Trust Company is not limited to serving Florida residents, and works with clients from around the U.S.

He stresses that “We view our investments through a family office lens – evaluating all assets, not just liquid resources. We also understand that wealth is a long-term currency for both current and future generations.”

The firm’s emphasis is on getting to know the family very well, working on its behalf and thinking broadly on a multigenerational level; the transition of wealth from one generation to the next.

Craddock is a Certified Public Accountant and his expertise spans family education and governance, wealth transfer, business succession and philanthropic giving – a result of some 40 years of experience serving clients with special assets.

He got his start at KPMG in Tampa – the prominent “Big Four” accounting firm, working there for 13 years as a tax partner.

From there, he went on to a family real estate and agriculture business in Polk County, Florida, serving as Chief Financial Officer and President.

After 20 years, he founded his own multi-family office-consulting firm “providing coordination and integration of all financial resources for high-net-worth families.”

In 2015 he merged his firm with the Tampa Bay Trust Company to accommodate his clients’ expanding needs for high level investment management and trust services.

The Cashiers office is open seasonally and by appointment at 268 Hwy 107 South in Cashiers and Hood Craddock can be reached at (863) 528-1194 or hcraddock@tampabaytrustcompany.com

The Sanibel Captiva Trust Company’s Fiduciary Services may only be provided from their offices in Florida. The Tampa Bay Trust Company and The Naples Trust Company are divisions of The Sanibel Captiva Trust Company of Sanibel, Florida.

by Marlene Osteen

Linking Tampa & the Plateau

Tampa Bay Trust establishes a powerful, deeply personal financial network between the Plateau and Florida and the rest of the country.The overriding focus of Hood Craddock’s profession is helping families. He’s a Cashiers neighbor, having lived for many years in Big Sheep Cliff as a seasonal resident, where his wife and children have enjoyed many springs, summers, and autumns in this beautiful area and now the kids are grown and on their own.When Craddock is not enjoying his home in Cashiers, he is at the Tampa Ba...

Tampa Bay Trust establishes a powerful, deeply personal financial network between the Plateau and Florida and the rest of the country.

The overriding focus of Hood Craddock’s profession is helping families. He’s a Cashiers neighbor, having lived for many years in Big Sheep Cliff as a seasonal resident, where his wife and children have enjoyed many springs, summers, and autumns in this beautiful area and now the kids are grown and on their own.

When Craddock is not enjoying his home in Cashiers, he is at the Tampa Bay Trust Company in Tampa, Florida, where he serves as Director of Family Office Services assisting individuals and business owners with complex financial situations, often involving multiple generations of family members. He’s a firm believer that doing business in person on the local level is most effective and leads to a successful long-term wealth management plan for his clients.

Why is this relevant to the Cashiers-Highlands area? The Tampa Bay and Southwest Florida markets have a closely-tied relationship with the Plateau.

“Thousands of residents in and around our corporate footprint have seasonal homes they enjoy in North Carolina, specifically in the Highlands-Cashiers region,” said Craddock, “so it made sense to establish an office here to accommodate them.”

Early last year, The Trust Company opened their new office in Cashiers and just recently relocated to a larger space.

“My colleagues and I enjoy the home feel of the new space, since it aligns with our culture and preference of building personal relationships with our visitors, unlike the ‘big box’ banking experience that has become so prevalent with some national firms,” said Craddock.

The local office serves as a space to talk with visitors and better understand their financial and estate planning needs. However, The Trust Company is not limited to serving Florida residents, and works with clients from around the U.S.

He stresses that “We view our investments through a family office lens – evaluating all assets, not just liquid resources. We also understand that wealth is a long-term currency for both current and future generations.”

The firm’s emphasis is on getting to know the family very well, working on its behalf and thinking broadly on a multigenerational level; the transition of wealth from one generation to the next.

Craddock is a Certified Public Accountant and his expertise spans family education and governance, wealth transfer, business succession and philanthropic giving – a result of some 40 years of experience serving clients with special assets.

He got his start at KPMG in Tampa – the prominent “Big Four” accounting firm, working there for 13 years as a tax partner.

From there, he went on to a family real estate and agriculture business in Polk County, Florida, serving as Chief Financial Officer and President.

After 20 years, he founded his own multi-family office-consulting firm “providing coordination and integration of all financial resources for high-net-worth families.”

In 2015 he merged his firm with the Tampa Bay Trust Company to accommodate his clients’ expanding needs for high level investment management and trust services.

The Cashiers office is open seasonally and by appointment at 268 Hwy 107 South in Cashiers and Hood Craddock can be reached at (863) 528-1194 or hcraddock@tampabaytrustcompany.com

The Sanibel Captiva Trust Company’s Fiduciary Services may only be provided from their offices in Florida. The Tampa Bay Trust Company and The Naples Trust Company are divisions of The Sanibel Captiva Trust Company of Sanibel, Florida.

by Marlene Osteen

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